Almost every investment and investor, pay taxes. What many taxable investors don’t pay a great deal of attention to (if at all), is evaluating investment performance on an after-tax basis. In the financial advice world, where the cost of compliance and delivery of advice continues to grow, every dollar saved makes a material difference.

Many of us who have had the privilege to work in financial markets for some years would have been taught the lesson of humility relatively early on in our careers. The trade-idea that didn’t work as planned, the alpha signal that despite weeks of research, fell flat once traded, or the portfolio hedge that did anything but.

With the recent explosion of index mutual funds and ETFs, the menu of investment options available to investors continues to expand. As of August 2023, there are over 300 Exchange Traded Products on the Australian Stock Exchange, representing more than $150Bn AUD.

Personalisation in the world of finance and investment management takes on many different characteristics.

Many of you reading this will be intimately familiar with the laborious & difficult nature of portfolio construction.

Why do we tell stories?

The investment management industry has evolved greatly since the advent of the ticker tape in the 1860’s.

Hyper personalisation is now very much part of our every day lives.